Not part time or retired right now?
To find information on coverage details, rates and how to make an application please select the profile below which best corresponds with your current situation.
Under 18 hours per week
I am permanent casual or permanent
part time and I work less than 18
hours per week on average.
Over 18 hours per week
I am permanent casual or permanent
part time and I work more than 18
hours per week on average.
Over 65
I'm over 65 years old and either
still working or retired.
Early Retirement
I'm not 65 yet, but I'm retired.
Full Time
I am already covered because
I work full time, but I may need
coverage in the future.
I have Benefits
I have benefits but I don't have
Long Term Disability Insurance
to protect my part time income
in case of illness.
Benefits that work full time for those who don't
